Terms of Service

1. Acceptance of Terms

By accessing and using brokertool.ai ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

brokertool.ai is an AI-powered platform designed to automate and enhance insurance brokerage services. Our service includes, but is not limited to:

• AI-driven insurance policy analysis and recommendations
• Automated client communication and management
• Insurance market research and comparison tools
• Document generation and management
• Analytics and reporting features

3. User Accounts

To access our Service, you must create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and complete information during registration
• Promptly updating your information if it changes

4. Subscription and Payment

Our Service operates on a subscription basis. By subscribing, you agree to:

• Pay all fees associated with your subscription plan
• Provide accurate billing information
• Authorize us to charge your payment method
• Understand that payments are non-refundable unless required by law

5. User Conduct

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Engage in fraudulent or deceptive practices
• Share or distribute confidential client information
• Interfere with the proper functioning of the Service
• Attempt to reverse engineer or access unauthorized areas

6. Intellectual Property

All content, features, and functionality of brokertool.ai, including but not limited to:

• AI algorithms and models
• Software and code
• User interface design
• Documentation and materials

are the exclusive property of brokertool.ai and are protected by intellectual property laws.

7. Privacy and Data Protection

We are committed to protecting your privacy and the confidentiality of your data. Our Privacy Policy details how we collect, use, and protect your information. By using our Service, you consent to our data practices as described in our Privacy Policy.

8. Limitation of Liability

brokertool.ai shall not be liable for:

• Any indirect, incidental, or consequential damages
• Loss of profits or data
• Service interruptions or errors
• Decisions made based on AI-generated recommendations

9. Termination

We reserve the right to:

• Terminate or suspend your account for violations of these Terms
• Modify or discontinue the Service at any time
• Refuse service to anyone for any reason

10. Changes to Terms

We may update these Terms periodically. We will notify you of significant changes via email or through the Service. Your continued use of the Service after such changes constitutes acceptance of the new Terms.

11. Contact Information

For any questions regarding these Terms, please contact us at: